Outsourced Accounting & Fractional CFO Services in Toronto
Pulse CPA is the outsourced finance team for Toronto startups, SaaS and services companies, and non-profits — monthly close, controllership, tax and fractional CFO support, led by CPAs and priced as a fixed monthly fee.
Serving Toronto from our GTA office · Cloud-based · Fixed monthly fees
Big-firm quality without the downtown price tag
Toronto companies have plenty of accounting options — from large downtown firms built for big audits to solo bookkeepers who stop at data entry. Growing businesses often fall between the two: they need accurate monthly numbers, real reporting and senior judgment, but not a six-figure finance hire or big-firm hourly rates.
Pulse CPA fills that gap. We take over your bookkeeping and month-end close, build reporting your leadership team and investors trust, and step in as a fractional controller or CFO when the decisions get bigger.
We work with Toronto clients securely in the cloud, with regular check-ins on Teams and in-person meetings when they add value.
New to outsourcing? Read what outsourced accounting includes and what it costs in Canada, or see our outsourced accounting services.
Toronto companies usually reach out when…
- You’ve raised capital and investors expect monthly reporting
- Revenue is growing but nobody can say what gross margin really is
- Deferred revenue, subscriptions or project WIP aren’t being tracked properly
- Month-end is late and the numbers keep changing after the fact
- Your board or funders are asking for better financial reporting
- You need CFO-level thinking but not a full-time executive
What we do for Toronto clients
Monthly Accounting & Close
- Bookkeeping, AP/AR and reconciliations
- Deferred revenue and accrual accounting
- Month-end close within a set calendar
- CPA review every month
Controllership & Reporting
- Management and investor reporting
- KPI dashboards (MRR, burn, runway, margin)
- Budget vs. actual and forecasts
- Controls as you scale
Fractional CFO
- Fundraising and investor readiness
- Financial models and scenario planning
- Pricing and unit economics
- Board meeting support
Non-Profit Finance
- Fund and restricted-fund accounting
- Grant and funder reporting
- T3010 and T1044 filings
- Audit preparation
Explore: Outsourced Accounting · Controllership · Fractional CFO · Corporate Tax · Pricing
Who we work with in Toronto
Startups & SaaS
Subscription revenue, burn and runway, investor updates and audit-ready books for the next raise.
Agencies & professional services
Project profitability, utilization, WIP and cash-flow planning for people-heavy businesses.
E-commerce & DTC
Shopify, Stripe and marketplace reconciliation, inventory and margin reporting.
Non-profits, charities & associations
Fund accounting, funder reporting, T3010 and governance support for boards.
How working with us works
Free consultation
A 30-minute call to understand your business, your current books and what you need from finance. No obligation.
Scope & fixed fee
We review your file and confirm a fixed monthly fee in writing — no hourly billing surprises.
Clean-up & onboarding
We fix what needs fixing, connect your systems and set up a documented close calendar.
Monthly delivery
Reconciled books, management reporting and a CPA review every month, with one accountable contact.
Pulse CPA vs. a downtown firm or an in-house hire
| Large firm or in-house hire | Pulse CPA | |
|---|---|---|
| Cost | Hourly big-firm rates or $120K+ salary | Fixed monthly fee |
| Who does the work | Rotating juniors, or one overloaded person | Structured team with CPA review |
| Reporting cadence | Quarterly or year-end | Monthly, on a set calendar |
| Scales with you | Re-scope or re-hire | Add controller or CFO support as needed |
| Systems | Whatever exists | Modern cloud stack, automated |
Elsewhere in Ontario
Toronto accounting FAQs
Do you work with Toronto businesses?
Yes. We work with Toronto startups, SaaS companies, agencies and non-profits. Our office is in the GTA, and most work is done securely in the cloud with regular Teams check-ins.
How much does a fractional CFO cost in Toronto?
It depends on the hours and scope you need each month. Our engagements are fixed monthly fees — see our pricing page for ranges, and we confirm an exact fee after a scope review.
Can you get our books ready for fundraising or due diligence?
Yes. We clean up historical books, put proper revenue recognition and accruals in place, and produce investor-ready financials and metrics.
Do you handle SaaS revenue and deferred revenue?
Yes. We account for subscriptions and deferred revenue properly each month and report the metrics investors look for — MRR, churn, burn and runway.
Do you work with Toronto non-profits and charities?
Yes — fund accounting, restricted funds, funder reporting, T3010 and T1044 filings and audit preparation are a core part of our practice.
Will we have a dedicated contact?
Yes. Every client has one accountable engagement contact, backed by a team and a CPA review on every close.
Get your Toronto company’s finances investor-ready.
Tell us about your business and where your books stand. We respond within one business day with next steps and a fixed-fee estimate.